Bringing a dog into your family is a big decision, one that comes with endless joy but also a lot of financial responsibility. Many first-time pet owners underestimate the ongoing costs associated with having a furry family member. We’re breaking down the costs of dog ownership beyond purchasing the pet so that you’re capable of taking care of it the way they deserve. You’ll learn the most prominent financial considerations before buying a family dog, including bringing them home, preparing for emergencies, and fulfilling their joy.
Initial Costs To Bring Your Dog Home
The first expense when bringing a dog into your life is the cost of the dog itself. Purebred puppies, for example, range from $500 to $3,000 or more, depending on the breed. If you’re considering a Boerboel, make sure to read through this guide on buying a Boerboel puppy to prepare for the specific expenses and care requirements they entail. On the other hand, adopting from your local shelter is often more affordable, ranging between $50 and $250.
After choosing the perfect dog for your family, it’s important to budget for vaccinations, microchipping, and initial vet check-ups, which can collectively cost between $200 and $500. Additionally, you will need essentials, such as a crate, bedding, leashes, food bowls, and other supplies, which can add another $100 to $300 to your total.
Account for Monthly Expenses
After the initial spending spree, monthly costs become the backbone of maintaining your pet’s health and happiness. Dog food is a consistent expense, and quality food for a medium-to-large breed will cost between $40 and $100 per month. Grooming is another factor to consider, especially for breeds that require regular professional grooming, which typically costs up to $75 per visit.
Prepare for Emergency Situations
Even with insurance, unexpected costs are inevitable. Emergency veterinary care is often a financial burden for many pet owners, with bills soaring to $1,000 or more for surgeries or treatments. Having an emergency fund specifically set aside for your pet is critical and potentially lifesaving. Other pet owners find it beneficial to have a pet reserve fund valued anywhere between $1,000 and $2,000 for those unforeseen circumstances.
Additional Financial Needs
Dogs come with small yet important costs that often fall under the radar. Training, for instance, is essential for first-time owners who need help with obedience or behavior modification. Group training classes generally cost between $25 and $100 per session, while private trainers may charge upwards of $200 per hour.
Boarding and pet-sitting are other expenses to expect if you plan to travel. Boarding your dog at a reputable facility can cost around $30 to $70 per day, and higher-end facilities may charge more. Don’t forget toys and entertainment—minor expenses that add up quickly. Chew toys, puzzle feeders, and other enrichment items typically range from $10 to $30 each.
Bringing a dog into your family is immensely rewarding, but it’s essential that your decision is informed by a sound understanding of the financial obligations involved in buying a family dog. Budgeting for the initial purchase, monthly needs, emergencies, and additional considerations ensures your dog gets the care it deserves without straining your finances. Start preparing today for the most fulfilling relationship you’ll ever have with a pet.
Recommended reading: Which Dog is Right for You? Choosing the Perfect Pup
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